Refund & Cancellation Policy

Last Updated: March 29, 2026

At Credoras, we aim to provide exceptional financial services with full transparency. This policy outlines our procedures regarding refunds and cancellations of applications and services.

1. Application Cancellation

You may cancel your loan application at any time prior to the final disbursement of funds without any penalty. To cancel an application, please notify your dedicated Credoras advisor or email contact@credoras.shop.

2. Processing Fees

Processing fees, if any, are disclosed upfront during the application process. These fees are generally non-refundable once the background verification and documentation process has commenced, as they cover administrative and third-party verification costs incurred by Credoras.

3. Consultations and Advisory Services

Fees for financial consultations and advisory services provided by Credoras are refundable if you cancel at least 48 hours before the scheduled appointment. Cancellations made within 48 hours may be subject to a partial refund or rescheduling fee.

4. Loan Repayment and Early Settlements

Terms for early loan settlement or prepayment are governed by your specific loan agreement. Credoras encourages responsible borrowing and offers flexible early settlement options in many cases.

5. Refund Process

Eligible refunds will be processed within 7-10 business days through the original payment method used. You will receive a confirmation email from Credoras once the refund is initiated.

6. Contact Us

If you have any questions about our Refund & Cancellation Policy, please reach out to our customer support team.